Today I used Kiva.org to lend money to a man named Osman in Sierra Leone. Osman is seeking a microloan to purchase mattresses and mats for sale. You don't get a ton of information about these Kiva borrowers, but I picked Sierra Leone because I know they've been ravaged by the Ebola virus, and it does seem like new mats and mattresses are something that could be needed in such an area. The fun thing about Kiva is that it's a loan, not a donation, so when you get paid back, you can lend out the same money again to someone else. This is my fifth Kiva loan, and so far, all have been paid back in full.